Refund Advocacy, LLC

Effective date: May 4th 2026

Last updated: May 4th 2026

‍

1. Agreement to these Terms

These Terms of Service ("Terms") form a binding agreement between you and Refund Advocacy, LLC ("Refund Advocacy," "we," "us," or "our") and govern your use of refundadvocacy.com (the "Site") and any services we offer through it (collectively, the "Services"). By accessing the Site, submitting an intake form, or otherwise using the Services, you agree to these Terms.

If you do not agree to these Terms, do not use the Services.

2. Who we are, and who we are not

• Refund Advocacy is a private, third-party class-action settlement claims recovery and consulting firm.
• We are not a law firm. We do not provide legal advice, and no attorney-client relationship is created by your use of the Services.
• We are not affiliated with any court, class counsel, claims administrator, or government agency.
• You are not required to use Refund Advocacy — or any third-party claim-filing firm — to participate in a class-action settlement. You may file your own claim directly through the claims administrator for any settlement.

3. Eligibility

You must be at least 18 years of age and capable of entering into a binding contract to use the Services. By using the Services, you represent that you meet these requirements, and that all information you provide is true, accurate, and current.

4. The Services and the Authorization Agreement

If you choose to engage Refund Advocacy to file a claim on your behalf, you will separately execute an Authorization Agreement describing the specific settlement, our authority as your agent and attorney-in-fact for that claim, our contingent fee, and other terms. Nothing on the Site is an offer, promise, or guarantee that you will receive a recovery in any settlement.

In the event of any conflict between these Terms and a signed Authorization Agreement, the Authorization Agreement controls as to the specific matter it covers.

5. Fees

Our Services are provided on a contingent-fee basis. We only receive compensation if we successfully obtain a recovery for you. The specific fee is disclosed in the Authorization Agreement before you sign — including any applicable minimum fee and any inactivity fee that may apply if funds remain unclaimed after we attempt to distribute them. You will not owe Refund Advocacy any fee if your claim does not result in a recovery.

6. Your account and conduct

• You are responsible for maintaining the confidentiality of any credentials you use to access portions of the Services.
• You agree to provide accurate information, to update it when it changes, and to respond promptly to our requests for information related to your claim.
• You agree not to use the Services to submit false or fraudulent claims, to impersonate another person, or to otherwise violate any law or the rights of any person.

7. Prohibited uses

You may not, and may not attempt to:

• Interfere with or disrupt the Site or the servers or networks connected to the Site.
• Reverse engineer, decompile, or attempt to derive the source code of the Site.
• Use any robot, scraper, or other automated means to access the Site except for standard search-engine indexing.
• Upload or transmit viruses, malware, or other malicious code.
• Use the Services to develop a competing claims-recovery product or service.
• Violate any applicable law or regulation.

8. Third-party services

The Services include and rely on third-party platforms — including Webflow, Tally.so, and Fillout.com — and may link to other third-party websites. We do not control those third parties and are not responsible for their content, terms, or privacy practices. Your use of a third-party service is governed by that service's own terms.

9. Intellectual property

The Site, including its text, graphics, logos, and software, is owned by or licensed to Refund Advocacy and is protected by copyright, trademark, and other intellectual-property laws. We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for its intended purpose. All other rights are reserved. You may not copy, modify, distribute, publish, or create derivative works from any portion of the Site without our prior written consent.

You retain ownership of content you provide to us (such as receipts, order confirmations, or claim information). By providing that content, you grant us a license to use it as necessary to provide the Services and to comply with applicable law.

10. Disclaimers

THE SERVICES AND THE SITE ARE PROVIDED "AS IS" AND "AS AVAILABLE." TO THE FULLEST EXTENT PERMITTED BY LAW, REFUND ADVOCACY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED — INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND QUIET ENJOYMENT.

Refund Advocacy does not guarantee that you will be found eligible for any settlement, that any claim we file on your behalf will be approved, or that you will receive any particular recovery amount. Settlement outcomes depend on factors outside our control, including decisions made by claims administrators, class counsel, and courts.

11. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER REFUND ADVOCACY NOR ITS OFFICERS, EMPLOYEES, OR AGENTS WILL BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO THE SERVICES — INCLUDING LOST PROFITS OR LOST DATA — EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Consistent with our Authorization Agreement, you agree that in no event will Refund Advocacy's total cumulative liability to you under these Terms or in connection with any claim we file on your behalf exceed the amount you would be legally entitled to as a participant in the underlying settlement. This amount is not a substitute for the amount you receive from the settlement; it simply identifies the maximum amount of damages for any claim made against Refund Advocacy.

Some jurisdictions do not allow certain limitations of liability, so the limitations above may not apply to you in full.

12. Indemnification

You agree to defend, indemnify, and hold harmless Refund Advocacy and its officers, employees, and agents from and against any claims, damages, liabilities, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your violation of these Terms; (b) your violation of any law or the rights of any third party; or (c) any information you provide to us that is false, misleading, or misrepresents your eligibility for a settlement.

13. Termination

We may suspend or terminate your access to the Services at any time if we reasonably believe you have violated these Terms or if we discontinue the Services. The provisions of these Terms that by their nature should survive termination will survive, including Sections 9 through 15.

14. Governing law and dispute resolution

These Terms are governed by the laws of the State of Minnesota, without regard to its conflict-of-laws principles. Any claim relating to these Terms will be brought exclusively in the state or federal courts located in Hennepin County, Minnesota, and you consent to personal jurisdiction in those courts.

15. Changes to these Terms

We may update these Terms from time to time. When we do, we will update the "Last updated" date above. For material changes, we will provide additional notice — for example, by posting a banner on the Site or emailing active claimants. Your continued use of the Services after changes take effect constitutes your acceptance of the updated Terms.

16. Miscellaneous

• Entire agreement: these Terms, together with the Privacy Policy and any Authorization Agreement you sign with us, constitute the entire agreement between you and Refund Advocacy regarding the Services.
• Severability: if any provision of these Terms is found unenforceable, the remaining provisions will continue in full force and effect.
• No waiver: our failure to enforce any provision of these Terms will not be deemed a waiver of that provision.
• Assignment: you may not assign these Terms without our prior written consent; we may assign them freely, including in connection with a corporate transaction.

17. Contact

Questions about these Terms: Contant us via our contant page.

‍